THE EFFECT OF ACCOUNTABILITY, TRANSPARENCY, AND QUALITY OF HUMAN RESOURCES ON THE EFFECTIVENESS OF VILLAGE FUND FINANCIAL MANAGEMENT WITH INDIVIDUAL MORALITY AS A MODERATION VARIABLE. IJBE [Internet]. 2025 Jun. 26 [cited 2026 Jul. 27];8(1):1076-93. Available from: https://ijbe.uniku.ac.id/pub/article/view/7