THE INFLUENCE OF SOCIAL MEDIA MARKETING, FINANCIAL LITERACY,RISK PERCEPTION, AND USER SATISFACTION ON PAYLATERCONSUMER LOYALTY IN INDONESIA. INDONESIAN JOURNAL OF BUSINESS AND ECONOMICS, [S. l.], v. 8, n. 1, p. 1138–1149, 2025. DOI: 10.25134/9bsg0v86. Disponível em: https://ijbe.uniku.ac.id/pub/article/view/9. Acesso em: 27 jul. 2026.